Commercial Banks
Corporate FX, trade finance, and treasury orchestration.
One engine. Many partner surfaces.
Peppa's infrastructure spans conditional payment orchestration, digital value distribution, and enterprise trade finance middleware — deployed behind your brand.
What is Pepparest?
Pepparest is Peppa’s programmable settlement orchestration engine. It enables platforms to define transaction rules, coordinate payment workflows and trigger settlement instructions when specified conditions are met.
Pepparest evaluates configured business rules and partner-provided signals, then coordinates the next step through the underlying payment infrastructure.
- Configurable settlement conditions — Define the rules and states governing when settlement can proceed.
- Partner-integrated compliance workflows — Connect relevant checks and compliance signals from designated partners and systems.
- Programmable payout routing — Configure how settlement instructions are allocated and routed through supported payment providers.
- Audit trails and reconciliation — Maintain transaction-level records of decisions, events and settlement outcomes.
PEPPAREST
Conditional Payment Engine
Ingress collection · orchestration core · programmable settlement — with a live audit trail.
Value Collection
Bank Wire / ACH
Credit & Debit Cards
Crypto & Digital Assets
Pepparest Processing Core
v4.2 · onlineConfigurable Escrow & Release States
Automated holding vaults triggered by custom logic.
Partner-Defined Compliance Hooks
Real-time risk, KYC/AML, and rules verification.
Programmable Payout Routing
Multi-party dynamic split payouts.
Automated Settlement
Vendors
OKPartners
OKBank Accounts
OKFull Audit Trail & Reconciliation
--:--:--.-- │ TxID: #0000832 | Status: Verified [✓]--:--:--.-- │ TxID: #0000933 | Escrow Released [✓]--:--:--.-- │ TxID: #010E112 | Settlement Complete [✓]--:--:--.-- │ TxID: #0101044 | KYC Passed [✓]--:--:--.-- │ TxID: #0101187 | Route Optimized [✓]--:--:--.-- │ TxID: #0101299 | Payout Dispatched [✓]--:--:--.-- │ TxID: #0000832 | Status: Verified [✓]--:--:--.-- │ TxID: #0000933 | Escrow Released [✓]--:--:--.-- │ TxID: #010E112 | Settlement Complete [✓]--:--:--.-- │ TxID: #0101044 | KYC Passed [✓]--:--:--.-- │ TxID: #0101187 | Route Optimized [✓]--:--:--.-- │ TxID: #0101299 | Payout Dispatched [✓]--:--:--.-- │ TxID: #0000832 | Status: Verified [✓]--:--:--.-- │ TxID: #0000933 | Escrow Released [✓]--:--:--.-- │ TxID: #010E112 | Settlement Complete [✓]--:--:--.-- │ TxID: #0101044 | KYC Passed [✓]--:--:--.-- │ TxID: #0101187 | Route Optimized [✓]--:--:--.-- │ TxID: #0101299 | Payout Dispatched [✓]
Merchant Apps
POS · e-commerce
Bank Portals
Retail · SME
Enterprise Payroll
Bulk vend · rewards
PeppaVend Distribution
Digital Value
Fabric
Fabric
Aggregated RailsAuto-ReconciledUptime Guaranteed
Telco Networks
airtime · data bundles
deliveredlive
Utility Providers
power · water · TV
deliveredlive
Digital Goods
vouchers · gift cards
deliveredlive
What is PeppaVend?
PeppaVend is Peppa's digital value distribution rail. Route airtime, utility payments, and digital goods across partner networks through one integration with automated reconciliation.
AirtimeData bundlesUtility bill payDigital vouchers
Collect → Apply Logic → Release → Settle
Every deployment on Peppa follows the same four-stage lifecycle, whether it is an escrow flow, a marketplace payout, a trade settlement, or a value distribution run.
PEPPAREST ORCHESTRATION LIFECYCLE
One engine. Many use cases. Partner-branded outputs.
01
Collect
Aggregate inbound value
02
Apply Logic
Conditions & policies
03
Release
Trigger disbursement
04
Settle
Reconcile & report
Use-case fit
Peppa is built for enterprise partners deploying under their own brand.
Platforms
Marketplace escrow, split payouts, and partner onboarding.
Merchants
Branded checkout, conditional settlement, and reconciliation.
Value Distribution
Telco, utility, and digital goods distribution networks.